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Golfing community residents: "INCIDENTAL CROSSING"....That's what you're doing when you're driving your cart from your house to the golf course, and that's why you probably need a golf cart policy. Homeowner policies generally cover your cart and liability when ON the course, and when ON your personal residence, but not in-between.
We have not only motorcycle insurance, but also insurance on vehicles such as golf carts (including "off road" carts) and ATVs. Wide ranges of coverage are available, including coverage for a trailer used for towing. Please call 972-727-9557 or use the general email link to ask any questions you may have.
The Golf Cart / ATV Application/Quote Form link will pull up an application form directly. We're using this format for a quote request instead of data input fields as with auto or homeowners insurance, so as to assist us in being more specific with these lines of insurance. Above the word "Application", write "Quote Request Only" to obtain only a quote. These may be faxed directly to the agent at 214-764-6670.
Or, Simply give me a call and tell me your needs - 972-727-9557
Contact Us Here for Motorcycle/ Golf Cart/ ATV Inquiry
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We insure wide ranges of motorcycles, mopeds, and scooters. Please give me a call and discuss your needs - 972-727-9775.
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Note: Not all products are available in all states. Information presented on this Web site is not a policy document or official program guide. The actual insurance contract is contained only in the policy. Insurance protection may vary from the coverages shown, depending on the standard coverages included in the policy and the optional coverages purchased. Please check the actual policy documents and/or state-specific program guides for details on coverages, eligibility, exclusions, limits, deductibles and restrictions, which are subject to change. Or call your marketing
representative.
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Following are two links to downloadable information regarding golf cart/atv insurance. Carts, ATVs, and Motorcycles all use the same POLICY, which is shown under "Policy Detail".
"Example Rate Quote" is an example coverage configuration and rate quote for a 60 year old driver with a clean driving record, based in Fairview, TX zip code 75069.
It illustrates a "full coverage" situation with minimum liability limits (uninsured motorist coverage is not included in this example, but is available) for a 1996 cart valued at about $1,000. For illustration purposes, liability is written at minimum limits, medical coverage is included, as is comprehensive and collision coverage with $250 deductibles. Only liability coverage is a required coverage. Higher deductibles are available. Note that is the case with auto insurance, the insurance premium is sensitive to age and value of cart. My personal cart is a 2003 EZ-GO valued at $3,500 and the policy premium is about $80/yr.
Trailer coverage is illustrated. As long as a trailer is attached to a car, the car's liability/property damage coverage extends to the trailer. But NOT comprehensive/collision. Those coverages must be provided from another source, and this insurance policy can do that.
"Policy Detail" is a copy of the first 15 pages of the actual cart policy terms and conditions. In actual fact, it is an automobile policy form which is used for all our cart and ATV policies. (Caution - this is a 2mb file)
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